Access bank has made lots of significant impact in the banking sector of Africa, offering its customers a wide range of banking products and services. Access Bank has also embraced technology. That helps make the banking more continence and easily accessible for the customers. One of the ways Access Bank has done this is by introducing the USSD codes for various transactions and operations.
USSD codes are shortcodes that can be dialed from any mobile phone to perform banking tasks without an internet connection or a mobile app. They are fast, secure, and user-friendly, allowing customers to control their finances anytime and anywhere.
This article will provide a complete list of Access bank codes for different transactions and operations, such as checking balance, transferring money, buying airtime, opening an account, and more. We will also explain how to activate, deactivate, and reset your Access bank USSD code pin and the benefits and requirements of using the Access bank codes.
Read also: Opay USSD Code
What is USSD?
USSD stands for Unstructured Supplementary Service Data. It is a communication protocol that allows mobile phones to exchange information with a service provider’s network. USSD codes are also known as quick codes or feature codes. They are usually composed of a star (*) followed by several digits and ending with a hash (#).
USSD codes can be used for various purposes, such as checking account balances, transferring money, buying airtime, accessing information services, and more. USSD codes differ from SMS messages because they do not require a store-and-forward mechanism. They are also faster and cheaper than SMS messages.
What is Access Bank USSD Code?
The Access Bank code is *901#. It is a USSD code for Access Bank customers to perform transactions and operations without Internet banking or a mobile app. It can be used for fund transfers, airtime purchases, balance inquiries, account openings, and more. Non-Access Bank account holders can also open accounts via *901#.
How to Register & Activate Access Bank USSD Code
To use the Access Bank USSD code for transactions, you must register by creating a 4-digit security pin. This pin will authenticate your transactions and grant you access to the code provided by Access Bank. If you don’t have a pin, you can easily create one by following these steps:
- First dial *901# using the phone number that is linked to your Access bank account.
- Choose Transfer
- During the process, you must enter the last 6 digits of your debit card number.
- If you do not possess an active debit card, you will need to input your date of birth instead.
- In the next field, enter your 10-digit Access bank account number.
- To complete your USSD service registration, enter your four-digit secure transfer PIN for authorization.
Once you have confirmed your pin, you can start using the USSD services Access Bank provides.
How to Use Access Bank Code
To use the Access Bank code for different transactions and operations, you need to dial *901# and follow the prompts on your screen. You can also use specific codes for specific transactions, such as:
- 9013# for bill payment
- 9015# for balance inquiry
- 9012amountaccount number# for fund transfer
- 901amount# for airtime purchase
You can find the complete list of Access Bank codes in the next section.
List of All Access Bank USSD Codes
Here is the complete list of all Access Bank USSD codes for various transactions and operations:
| Transaction/Operation | Code |
|---|---|
| Balance inquiry | 9015# |
| Fund transfer | 9012amountaccount number# |
| Airtime purchase (self) | 901amount# |
| Airtime purchase (others) | 901amount*phone number# |
| Data purchase (self) | 9018*1# |
| Data purchase (others) | 9018*2# |
| Account opening | 9010# |
| Loan application | 90111# |
| Card activation | 90114# |
| Bill payment | 9013# |
| Account statement | 9014# |
| BVN verification | 5650# |
| ATM card blocking | 90111*1# |
| Account blocking | 901911# |
Access Bank USSD Code for Checking Balance
In order for you to check your Access bank account balance using the USSD code, dial 9015#. Now you will be prompted to put in your 4-digit security pin. After entering your pin, you will receive an SMS with your account balance.
Another alternative, is that you can check your account balance by dialing *901#, selecting Balance Inquiry from the menu options, and entering your pin.
Access Bank Transfer Code
In order for you to transfer Money from your Access bank account to another account or other banks’ accounts using the USSD code, dial 9012amountaccount number#. For example, to transfer N10,000 to account number 1234567890, dial 9012100001234567890#.
Now you will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can transfer Money by dialing *901#, selecting Transfer from the menu options, and following the instructions on your screen.
Access Bank USSD Code for Opening an Account
To open an account with Access Bank using the USSD code, dial 9010#. You will be asked to enter your details, such as your name, date of birth, and address. You will also be required to provide a means of identification, such as your BVN or national ID number.
After completing the registration process, you will receive an SMS with your new account number. You can also choose to link your existing account to the new one.
Alternatively, you can open an account by dialing *901#, selecting Open Account from the menu options, and following the instructions on your screen.
Access Bank Code for Buying Airtime
To buy Airtime for yourself or others using the Access bank USSD code, dial 901amount# for yourself or 901amountphone number# for others. For example, to buy N500 airtime for yourself, dial 901500#. To buy N500 airtime for another phone number, 08012345678, dial 90150008012345678#.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can also buy Airtime by dialing *901#, selecting Airtime from the menu options, and following the instructions on your screen.
Access Bank USSD Code for Buying Data
To buy data for yourself or others using the Access bank USSD code, dial 90181# for yourself or 90182# for others. You will be presented with a list of data plans to choose from. Select the data plan you want and enter the phone number you want to recharge.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can buy data by dialing *901#, selecting Data from the menu options, and following the instructions on your screen.
Access Bank Code for Withdrawal
To withdraw Money from your Access bank account using the USSD code, dial *903#. You will be presented with a list of options to choose from. Select Withdraw Money and enter the amount you want to withdraw.
You will be given a withdrawal code that you can use at any Access bank ATM or agent location. Enter the withdrawal code at the ATM or agent location and collect your cash.
Alternatively, you can withdraw Money by dialing *901#, selecting Withdraw Money from the menu options, and following the instructions on your screen.
Access Bank USSD Code for Bill Payments
To pay bills using the Access bank USSD code, dial 9013#. You will be presented with a list of billers to choose from. Select the biller you want to pay and enter the amount you want.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can pay bills by dialing *901#, selecting Pay Bills from the menu options, and following the instructions on your screen.
Access Bank USSD Code to Get Account Statement
To get your Access bank account statement using the USSD code, dial 9014#. You will be asked to enter the period you want to view your Statement for. For example, if you want to view your Statement for January 2023, enter 012023.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive an SMS with a link to download your Statement in PDF format.
Alternatively, you can get your account statement by dialing *901#, selecting Statement from the menu options, and following the instructions on your screen.
Access Bank BVN USSD Code
To verify your BVN (Bank Verification Number) using the Access bank USSD code, dial 5650#. You will receive an SMS with your BVN details.
Alternatively, you can verify your BVN by dialing *901#, selecting BVN from the menu options, and following the instructions on your screen.
Access Bank USSD Code to Block ATM Card
To block your Access bank ATM card using the USSD code, dial 90111*1#. You will be prompted to enter your 4-digit security pin. After entering your pin, then you will receive a confirmation message that your card has been blocked.
Alternatively, you can block your card by dialing *901#, selecting Card Services from the menu options, and following the instructions on your screen.
USSD Access Bank Code to Block Account
To block your Access bank account using the USSD code, dial 901911#. You will be asked to enter the phone number linked to your account. After entering the phone number, you will receive a confirmation message that your account has been blocked.
Alternatively, you can block your account by dialing *901#, selecting Account Services from the menu options, and following the instructions on your screen.
Benefits of Using Access Bank Transfer Code
Using the Access bank transfer code has many benefits for customers, such as:
- It is fast and convenient. You can perform transactions anytime and anywhere without an internet connection or a mobile app.
- It is secure and reliable. You can protect your transactions with a 4-digit security pin and receive confirmation messages for every transaction.
- It is easy and user-friendly. You can access the USSD menu by dialing *901# and following the simple prompts on your screen.
- It is cheap and affordable. You can enjoy low transaction charges and save Money on data and Airtime.
Requirements to Activate Access Bank Transfer Code
To activate the Access bank transfer code, you need to have the following requirements:
- A registered SIM card linked to your Access bank account.
- A valid debit card or BVN (Bank Verification Number).
- A phone that can dial USSD codes.
How to Activate USSD Code for Access Bank in 2023
To activate the USSD code for Access Bank in 2023, you need to follow these steps:
- Dial *901# using the phone number linked to your Access bank account.
- Choose Transfer
- During the process, you must enter the last 6 digits of your debit card number.
- If you do not possess an active debit card, you will need to input your date of birth instead.
- In the next field, enter your 10-digit Access bank account number.
- To complete your activation for the USSD service, enter your four-digit secure transfer PIN for authorization.
Once you have confirmed your pin, you can start using the USSD services Access Bank provides.
How to Block Access Bank USSD Code in 2023
To block the Access Bank USSD code in 2023, you need to follow these steps:
- Dial 901911# using any phone number.
- Enter the phone number linked to your Access bank account you want to block.
- You will receive a confirmation message that your account has been blocked.
Alternatively, you can block your account by dialing *901#, selecting Account Services from the menu options, and following the instructions on your screen.
How to Unblock Access Bank Transfer code
To unblock the Access bank transfer code, you need to follow these steps:
- Visit any Access bank branch near you with a valid means of identification and proof of account ownership.
- Request for unblocking of your account from the customer service representative.
- You will be asked to provide some details, such as your name, account number, phone number, and reason for blocking.
- After verifying your information, you will be given a new security pin and access to your account.
Alternatively, you can unblock your account by calling the Access Bank customer care line at +234 1-2712005 or email contactcenter@accessbankplc.com.
How to Transfer Money Access Bank Transfer Codes
To transfer Money from your Access bank account to another account or other banks’ accounts using the USSD code, simply dial 9012amountaccount number#. For example, to transfer N10,000 to account number 1234567890, dial 9012100001234567890#.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can transfer Money by dialing *901#, selecting Transfer from the menu options, and following the instructions on your screen.
Access Bank Balance Inquiry Codes
To check your Access bank account balance using the USSD code, dial 9015#. You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive an SMS with your account balance.
Alternatively, you can check your account balance by dialing *901#, selecting Balance Inquiry from the menu options, and entering your pin.
Checking Your Account Balance with Access Bank Codes
Checking your account balance with Access bank codes is easy and convenient. You can do it anytime and anywhere without an internet connection or a mobile app. You can also check your balance for different accounts, such as savings, current, or domiciliary accounts.
To check your account balance with Access bank codes, follow these steps:
- Dial 9015# using the phone number linked to your Access bank account.
- Enter your 4-digit security pin.
- You will receive an SMS with your account balance for your default account.
- If you want to check the balance for other accounts, reply with one and select the type you want to check.
- You will receive another SMS with the account balance for the selected account type.
Alternatively, you can check your account balance by dialing *901#, selecting Balance Inquiry from the menu options, and entering your pin.
How to Recharge Your Mobile using Access Bank Recharge Codes
To recharge your mobile phone using Access bank recharge codes, dial 901amount# for yourself or 901amountphone number# for others. For example, to recharge N500 for yourself, dial 901500#. To recharge N500 for another phone number, 08012345678, dial 90150008012345678#.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can recharge your mobile phone by dialing *901#, selecting Airtime from the menu options, and following the instructions on your screen.
Access Bank Code for Account Opening
To open an account with Access Bank using the USSD code, dial 9010#. You will be asked to enter your details, such as your name, date of birth, and address. You will also be required to provide a means of identification, such as your BVN or national ID number.
After completing the registration process, you will receive an SMS with your new account number. You can also choose to link your existing account to the new one.
Alternatively, you can open an account by dialing *901#, selecting Open Account from the menu options, and following the instructions on your screen.
Access Bank Code for Loan Application
To apply for a loan from Access Bank using the USSD code, dial 90111#. You will be presented with a list of loan products to choose from. Select the loan product you want and enter the amount you want to borrow.
You will be asked to enter some details, such as your name, BVN, and income source. You will also be shown the interest rate, repayment period, and monthly installment for the Loan.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your loan application details.
Alternatively, you can apply for a loan by dialing *901#, selecting Loan from the menu options, and following the instructions on your screen.
Access Bank Code for Card Activation
To activate your Access bank card using the USSD code, dial 90114#. You will be asked to enter the last six digits of your card number and the expiry date in MM/YY format. For example, if your card number is 1234567890123456 and the expiry date is 01/23, enter 7890120123.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message that your card has been activated.
Alternatively, you can activate your card by dialing *901#, selecting Card Services from the menu options, and following the instructions on your screen.
Access Bank Code for Bill Payment
To pay bills using the Access bank USSD code, dial 9013#. You will be presented with a list of billers to choose from. Select the biller you want to pay and enter the amount you want.
You will be prompted to enter your 4-digit security pin. After entering your pin, you will receive a confirmation message with your transaction details.
Alternatively, you can pay bills by dialing *901#, selecting Pay Bills from the menu options, and following the instructions on your screen.
Access bank code FAQs
Here are some frequently asked questions about Access bank codes and their answers:
Q: What is the daily limit for transactions using Access bank codes?
A: The daily limit for transactions using Access bank codes is N100,000. This includes transfers, airtime purchases, bill payments, and other transactions.
Q: What are the charges for transactions using Access bank codes?
A: The charges for transactions using Access bank codes are as follows:
- Balance inquiry: Free
- Fund transfer (Access bank): N20
- Fund transfer (other banks): N50
- Airtime purchase: Free
- Data purchase: Free
- Account opening: Free
- Loan application: Free
- Card activation: Free
- Bill payment: N100
- Account statement: N10 per page
Q: How can I reset my Access bank USSD code pin if I forget it?
To reset your Access bank USSD code pin if you forget it, you need to follow these steps:
- Dial *901#, select Security from the menu options and select Reset PIN.
- You will be asked you to enter the last six digits of your debit card number and the expiry date in MM/YY format. For example, if your card number is 1234567890123456 and the expiry date is 01/23, enter 7890120123.
- You will be asked to enter a new 4-digit security pin and confirm it.
- You will receive a confirmation message that your pin has been reset.
Alternatively, you can reset your pin by visiting any Access bank branch near you with a valid means of identification and proof of account ownership. Request a pin reset from the customer service representative and follow the instructions.
Conclusion
Access Bank codes have revolutionized banking by providing customers with a convenient and efficient way to access banking services. These USSD codes offer a wide range of transactions, ensuring that customers can manage their finances anytime, anywhere. With Access Bank codes, banking has become simpler, faster, and more accessible, empowering customers to take control of their financial lives.
