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How To Check How Much You Borrowed From MTN XtraTime

Wisdom Okon by Wisdom Okon
September 26, 2023
Reading Time: 6 mins read
0
How To Check How Much You Borrowed From MTN

If you have been using MTN XtraTime to borrow airtime or data bundles, it’s important to keep track of how much you have borrowed and how much you owe. This will help you manage your usage and avoid any surprises when it comes time to repay your loan. Luckily, MTN provides several methods for checking your XtraTime balance, history, and eligibility.

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One way to check your XtraTime balance is by dialing a specific code on your phone. Simply dial *303# and follow the prompts to access your XtraTime account information. You will be able to see your current balance, as well as any outstanding loan amounts.

Another method is to use the MTN XtraTime app, which is available for download on both Android and iOS devices. Once you have downloaded the app, you can log in using your MTN phone number and password or you can also use your social media handle to lgin. From there, you will be able to view your XtraTime balance, transaction history, and eligibility status.

Additionally, you can check your XtraTime balance by logging into your MTN online account. Simply visit the MTN website and sign in using your phone number and password. Once logged in, navigate to the XtraTime section to view your balance and transaction history.

We will be discoing further in the steps to achieve this two methods listed below. This two methods are very easy to achieve all you have to do is to follow the steps as we have listed below.

How To Check How Much You Borrowed From MTN Using USSD Code

How To Check How Much You Borrowed From MTN

The first method we will be talking about is how you can  check your MTN extra time balance using the USSD code provided by MTN and the code as we have mentioned before is *303#. To do this, follow the below instructions as we have listed it by steps.

Step 1: Dial *303# on your MTN line

To check how much you have borrowed from MTN XtraTime, simply dial *303# on your MTN line. This code will allow you to access your XtraTime account information and view your current balance, as well as any outstanding loan amounts.

Step 2: Select the option “Check XtraTime Balance” from the menu

You need to select the option “Check XtraTime Balance” from the menu after dialing *303#. This step is crucial in accessing the information you need to know how much you have borrowed from MTN XtraTime.

Stpe 3: You will receive an SMS showing your XtraTime balance

After you must have scrolled through the menu options and have selected “Check XtraTime Balance.” This option will provide you with the information you need to know about your borrowing.

An SMS will be sent to your phone, in the SMS you will be able to view your current XtraTime balance, including the amount you have borrowed, any outstanding loan amounts, and any applicable interest or service fees. Regularly checking your XtraTime balance is important to stay informed about your borrowing and ensure responsible usage.

Keeping track of your borrowing is essential to manage your MTN XtraTime account effectively. Following these steps will help you to easily stay in control of your borrowing and make informed decisions about your MTN XtraTime usage.

How To Check How Much You Borrowed From MTN Using Mobile App

How To Check How Much You Borrowed From MTN

The myMTN NG app offers various features which include checking your XtraTime balance. It helps to enhance your MTN experience where you have access to your data and information’s on MTN data system. You can easily recharge your line, purchase data bundles, and access exclusive offers and promotions. The app also provides personalized recommendations based on your usage patterns, helping you make the most of your MTN services.

Downloading the myMTN NG app is simple and free and there is no extra or hiden charges you will task on for downloading the app, it just a way that MTN have provided to help their customers have a flexible experience. To install the app on your phone just follow the below steps.

  • Just visit the Google Play Store or Apple App Store on your Android or iOS device
  • Search for “myMTN NG,”
  • Click on the download button.
  • Once installed, log in with your MTN number and start exploring the app’s features.

With the myMTN NG app, managing your MTN XtraTime borrowing has never been easier. Stay in control of your finances and enjoy a seamless borrowing experience with MTN XtraTime and the myMTN NG app.

Step 1: Download the myMTN NG app on your Android or iOS phone

To enhance your MTN XtraTime experience and have easy access to your borrowing information, it is recommended to download the myMTN NG app on your Android or iOS phone, to do this, you just need to follow tht instructions we have provided above. This app provides a convenient way to manage your XtraTime account and stay updated on your borrowing status.

Downloading the myMTN NG app, gives you quick access to check how much you have borrowed from MTN XtraTime. Simply open the app and navigate to the XtraTime section. From there, you will be able to view your current borrowing balance, including any outstanding loan amounts and service fees.

Step 2: Launch the app and click “Let’s get started”

After downloading and installing the app on your Android or iOS phone, launch it from your home screen. Once the app is open, you will be greeted with a welcome screen. Look for the option that says “Let’s get started” and tap on it.

When you clicking “Let’s get started,” you will be taken to the main dashboard of the myMTN NG app. From here, you can access various features and services offered by MTN.

Step 3: Choose a sign-in option (Apple, Google, Facebook or Phone Number)

To access the myMTN NG app and check your borrowing details from MTN XtraTime, you have the convenience of choosing from multiple sign-in options. You may prefer to use your Apple, Google, Facebook, or Phone Number, the app offers a seamless and secure login process.

Selecting the sign-in option that suits you best, will help you to quickly gain access to the app and view your XtraTime borrowing information. This flexibility ensures that you can use the app with ease, regardless of your preferred platform or account.

If you have an Apple device, simply choose the Apple sign-in option and follow the prompts to log in securely. For those with Google accounts, select the Google sign-in option and enter your credentials to access the app. Similarly, if you prefer to use your Facebook account, choose the Facebook sign-in option and log in using your Facebook credentials.

Alternatively, you can opt for the Phone Number sign-in option. This allows you to log in using your MTN phone number, ensuring a hassle-free experience. Simply enter your phone number and follow the verification process to gain access to the app.

Step 4: If you choose the phone number option, enter your MTN number

If you choose the phone number option, enter your MTN number. Click Continue. This link your account to the app, allowing you to view your XtraTime balance, service fee, and payback date.

Once you have entered your MTN number and clicked Continue, you will receive a 6-digit OTP code on your line. This code is a one-time password that adds an extra layer of security to your login process. It helps to verify your identity and ensure that only authorized users can access your borrowing information.

To proceed with the login process, simply type in the 6-digit OTP code that has been sent to your line. Make sure to enter the code accurately to avoid any login issues. Once you have entered the code, click Continue to gain full access to the myMTN NG app and view your borrowing details from MTN XtraTime.

Step 5: Tap Recharge from the bottom bar

Tapping on “Recharge,” gives you access to your borrowing details from MTN XtraTime. This includes information about  your XtraTime balance, service fee, and payback date. It’s a convenient way to stay informed about your borrowing activity and manage your finances effectively.

Step 6: Select XtraTime from the menu

When you select XtraTime from the menu, you will be able to access all the relevant information about your borrowing activity.

Step 7: You will see your XtraTime balance, service fee, and payback date

When you select the XtraTime option from the menu on the myMTN NG app, you will be able to view important details about your borrowing activity. One of the key pieces of information you will see is your XtraTime balance. This shows you how much you have borrowed from MTN XtraTime.

You will also be able to see the service fee associated with your borrowing. This fee is charged by MTN for providing you with the convenience of borrowing airtime. It’s important to be aware of this fee so that you can factor it into your repayment plans.

Lastly, you will find the payback date displayed on the app. This is the date by which you need to repay the borrowed amount. It’s crucial to make your repayments on time to avoid any penalties or restrictions on future borrowing.

Conclusion

Regularly checking your MTN XtraTime balance, service fee, and payback date on the myMTN NG app, you can stay informed about your borrowing status and make timely repayments. This will help you effectively manage your borrowing and ensure a smooth experience with MTN XtraTime.

Always have it in mind that the myMTN NG app and the USSD code is a valuable tool for accessing all the information you need about your borrowing activity.

Wisdom Okon

Wisdom Okon

Wisdom Okon is a Bachelor's degree holder in Mechanical Engineering. All his life, he has been fascinated with tech and the idea of running his own business which made him launch brands professional media a website where he teaches individuals and groups how to build their own brand and the perfect approach to running a business. He is a content writer, a web and app developer and a blogger.

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